Affirm loans vary between 0 - 30% APR simple interest. There are no hidden fees or gimmicks. You pick the term that works best for you.

Affirm loans vary between 0 to 30 percent APR simple interest. Approximately 80 percent of our customers qualify for 0 percent financing, which is only offered on the 3, 6, and 12-month term options. For those that do not qualify, Affirm offers 10 to 30% loans over 18, 24, or 36-month terms.

The corresponding finance charge is the only fee associated with an Affirm loan offered when purchasing an Avocado Green Mattress. We don’t charge late fees, service fees, prepayment fees, or any other hidden fees. Affirm strives to be more transparent and fair than any other form of financing.

*Affirm payment subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See for details.

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